Direct Deposit
What could be safer or more convenient? Direct Deposit is an automatic transfer of payroll, Social Security or other recurring payments to your checking, savings or money market account. Even if you're ill or away on vacation, your money still gets where you need it to be — right on time. And all transfers are itemized on your monthly statement.

Premium Money Market Account
Heres your best bet for liquidity and earning power. Balances of at least $50,000 earn an annual percentage yield equal to the average of top money market fund yields. The APY is adjusted monthly to track rate trends. You can access your funds by writing checks and by using ATMs or the Telephone Access Center. Accounts that drop below $50,000 during a month are subject to Money Market Deposit Account pricing.

Money Market Deposit Account
The balance level of your account determines the variable interest rate your account earns. The more you have in your account, the higher the interest rate and annual percentage yield. And you can write a limited number of checks each month directly from your account. Accounts that fall below $2,500 during the month incur a $10 charge.

Regular Savings
Build savings as your money earns interest on the daily balance in your account. Accounts that fall below $100 during the month incur a $5.00 charge.

Christmas Club
Pay for holiday shopping in advance. Open an account with as little as $5.00. Make deposits as often as you like. A check is mailed to you after the Club year ends on September 30th.(A penalty will be assesed if a withdrawal/closing is made prior to end of club year.)