It is said that a community bank is best defined by the quality of its community relationships. If that's the case, Fredericktown Bank is certainly a quality-driven organization. Since 1828, Fredericktown Bank has built a tradition of trust in Frederick County, marked by courtesy, professionalism, exceptional service, and a commitment to this community. We've accomplished this through some very important people — our own dedicated staff of banking professionals and our Board of Directors who are also part of this community. As your friends and neighbors, we are able to understand your needs. And because Fredericktown Bank is locally based, we are also able to fulfill those needs quickly.

We realize that challenges lie ahead as we complete our second century of service to this community. Our position has never been stronger, thanks to our alliance with Mercantile Bankshares, our commitment to advanced technology and competitive products, and the initiative and enthusiasm of our people.

As times have changed, we too have kept pace in order to bring you all the banking services you'd expect from a full-service financial institution. But our most important goal remains the same — to be, for every one of our customers, the best money management partners in the business.

J. Brian Gaeng
President and CEO
Fredericktown Bank